SkyCrypt API

Stats for
MVP
+
HowManyPackets
on Papaya
Plancke
Joined: 4 years ago
Purse: 50.00K Coins
Bank Account: 2.43B Coins
Average Skill Level: 33.17
Fairy Souls: 23 / 247
Senither Weight: 1,790
Lily Weight: 2,158
Networth: 2.62B

Armor

Equipment

HowManyPackets doesn't have any equipment equipped.

Wardrobe

Weapons

Active Weapon: None

Accessories

Unique Accessories: 42 / 129
Completion: 33
Recombobulated: 0 / 126
Magical Power: 248

Active Accessories

Enrichments: 2× Missing Enrichment!

Inactive Accessories


Missing Accessories

Missing Accessory Upgrades

Pets

Unique Pets: 5 / 73
Unique Pet Skins: 1 / 167
Pet Score: 14 (+1 MF)
Total Candies Used: 0
Total Pet XP: 6.40M

Lvl 1
Lvl 83
Lvl 8
Lvl 78
Lvl 1

Inventory

Skills

mining

Mining Tools

Active Tool: Auspicious Fractured Mithril Pickaxe

Dwarven Mines & Crystal Hollows

Commissions Milestone: 2
Commissions: 39
Crystal Hollows Pass: Expired
Crystal Nucleus: Completed 12 times

Heart of the Mountain

Tier: 4
Token of the Mountain: 0/7
Peak of the Mountain: 0/10
Mithril Powder: 129,521
Gemstone Powder: 126,862
Glacite Powder: 0
Pickaxe Ability: None

Forge

No items currently forging!

farming

Farming Weight: 110
Pelts: 0
Contests attended: 138
Unique Golds: 9
Unique Platinums: 0
Unique Diamonds: 0

diamond medals: 0
platinum medals: 3
gold medals: 15
silver medals: 35
bronze medals: 34

Farming Tools

Active Tool: Rookie Hoe

Melon
Personal Best: 1.73M
Contests: 26
Sugar Cane
Personal Best: 635.53K
Contests: 22
Pumpkin
Personal Best: 311.11K
Contests: 22
Mushroom
Personal Best: 220.28K
Contests: 18
Wheat
Personal Best: 331.46K
Contests: 13
Carrot
Personal Best: 880.49K
Contests: 11
Nether Wart
Personal Best: 778.65K
Contests: 11
Cocoa Beans
Personal Best: 554.18K
Contests: 7
Potato
Personal Best: 973.72K
Contests: 4
Cactus
Personal Best: 385.21K
Contests: 4
fishing

Items fished: 0
Treasures fished: 0
Large treasures fished: 0
Sea Creatures killed: 2
Trophy Fish fished: 0

Sea Witch
1 Kill
Sea Archer
1 Kill
enchanting
Chronomatron

Bonus Clicks: 2
Last Attempt: 8 months ago
Last Claimed: 8 months ago


High
Attempts: 5
Claims: 5
Best Score: 7

Grand
Attempts: 4
Claims: 4
Best Score: 7
Ultrasequencer

Bonus Clicks: 2
Last Attempt: 8 months ago
Last Claimed: 8 months ago


Supreme
Attempts: 4
Claims: 4
Best Score: 8
Superpairs

Last Claimed: 8 months ago


Beginner
Claims: 4
Best Score: 4

High
Claims: 4
Best Score: 4

Grand
Claims: 4
Best Score: 7

Dungeons

Selected Class: Mage
Class Average: 5.60
Highest Floor Beaten (normal): Floor 4
Secrets Found: 21 (1.91 S/R)
Blood Mob Kills: 35

Catacombs

entrance
Tier completions: 1
Fastest time: 7:42.602
Best score: 203
Watcher kills: 1
Mobs killed: 0
Times played: 1
Milestone completions: 1
Grade: B
Timestamp: a year ago
Score exploration: 67
Score speed: 70
Score skill: 66
Score bonus: 0
Dungeon class: Berserk
Elapsed time: 7:42.602
Damage dealt: 0
Deaths: 0
Mobs killed: 0
Secrets found: 0
floor 1
Tier completions: 3
Fastest time: 8:30.244
Most healing: 234.67
Fastest time s plus: 9:48.433
Best score: 301
Watcher kills: 3
Most mobs killed: 7
Mobs killed: 7
Times played: 3
Milestone completions: 1
Most Damage: 331.10K (Tank)
Grade: A
Timestamp: a year ago
Score exploration: 91
Score speed: 100
Score skill: 70
Score bonus: 5
Dungeon class: Tank
Elapsed time: 8:30.244
Damage dealt: 331.10K
Deaths: 1
Mobs killed: 7
Secrets found: 7
Damage mitigated: 254.58K
Ally healing: 234.67
floor 2
Tier completions: 1
Fastest time: 6:40.614
Most healing: 120
Best score: 298
Watcher kills: 1
Most mobs killed: 81
Mobs killed: 81
Fastest time s: 6:40.614
Times played: 1
Milestone completions: 1
Most Damage: 4.46M (Berserk)
Grade: S
Timestamp: 8 months ago
Score exploration: 100
Score speed: 100
Score skill: 94
Score bonus: 4
Dungeon class: Berserk
Elapsed time: 6:40.614
Damage dealt: 4.46M
Deaths: 0
Mobs killed: 81
Secrets found: 4
Damage mitigated: 106.33K
Ally healing: 120
floor 3
Tier completions: 4
Fastest time: 2:38.715
Most healing: 120
Best score: 229
Watcher kills: 4
Most mobs killed: 11
Mobs killed: 30
Times played: 4
Milestone completions: 4
Most Damage: 2.34M (Berserk)
Grade: B
Timestamp: 8 months ago
Score exploration: 51
Score speed: 100
Score skill: 68
Score bonus: 10
Dungeon class: Berserk
Elapsed time: 3:50.860
Damage dealt: 2.34M
Deaths: 3
Mobs killed: 11
Secrets found: 0
Damage mitigated: 103.63K
floor 4
Tier completions: 2
Fastest time: 3:28.457
Most healing: 709.346
Best score: 205
Watcher kills: 3
Most mobs killed: 179
Mobs killed: 247
Times played: 3
Milestone completions: 2
Most Damage: 66.61M (Mage)
Grade: B
Timestamp: 8 months ago
Score exploration: 38
Score speed: 100
Score skill: 57
Score bonus: 10
Dungeon class: Berserk
Elapsed time: 3:28.457
Damage dealt: 9.14M
Deaths: 1
Mobs killed: 65
Secrets found: 0
Damage mitigated: 27.85K

Master Catacombs

HowManyPackets hasn't completed any Master Catacombs floor yet.

Slayer

Total Slayer XP: 17,333

Revenant Horror
Tier I
1
Tier II
2
Total
3
zombie level 2
62 / 200 XP
Tarantula Broodfather
Tier I
2
Tier II
1
Tier III
1
Tier IV
33
Total
37
spider level 5
16,636 / 20,000 XP
Sven Packmaster
Tier I
1
Tier II
1
Tier III
1
Tier IV
1
Total
4
wolf level 3
630 / 1,500 XP

Minions

Unique Minions: 637 / 686 (92%)
Minion Slots: 25 (13 to next slot)
Bonus Minion Slots: 5 / 5
Maxed Minions: 29 / 59

farming (0 / 15 max)
Cocoa 11
Pumpkin 11
Chicken 11
Mushroom 11
Cactus 11
Pig 10
Wheat 11
Cow 10
Rabbit 11
Sugar Cane 11
Melon 11
Nether Warts 11
Carrot 11
Potato 11
Sheep 11
mining (12 / 20 max)
Hard Stone 12
Red Sand 0
Mycelium 11
Cobblestone 11
Obsidian 12
Glowstone 11
Gravel 11
Sand 11
Ice 11
Snow 11
Coal 12
Iron 12
Gold 12
Diamond 12
Lapis 12
Redstone 12
Emerald 11
Mithril 12
Quartz 11
End Stone 11
combat (8 / 15 max)
Zombie 11
Revenant 11
Skeleton 11
Creeper 11
Spider 11
Tarantula 4
Cave Spider 11
Blaze 11
Magma Cube 11
Enderman 11
Ghast 11
Slime 11
Voidling 10
Inferno 10
Vampire 11
foraging max!
Oak 11
Birch 11
Spruce 11
Dark Oak 11
Acacia 11
Jungle 11
Flower 12
fishing max!
Fishing 11
Clay 11

Bestiary

Bestiary Level: 39.4 / 333
Families Unlocked: 91 / 208
Families Completed: 0 / 208

Private Island (0 / 7 max)
Creeper 0
Kills: 0
Enderman 3
Kills: 77
Skeleton 0
Kills: 0
Slime 0
Kills: 0
Spider 0
Kills: 0
Witch 0
Kills: 0
Zombie 0
Kills: 3
Hub (0 / 6 max)
Crypt Ghoul 3
Kills: 66
Golden Ghoul 0
Kills: 3
Graveyard Zombie 1
Kills: 29
Old Wolf 1
Kills: 6
Wolf 1
Kills: 30
Zombie Villager 2
Kills: 5
The Farming Islands (0 / 6 max)
Chicken 0
Kills: 1
Cow 0
Kills: 0
Mushroom Cow 0
Kills: 0
Pig 0
Kills: 0
Rabbit 0
Kills: 1
Sheep 0
Kills: 5
Spiders Den (0 / 12 max)
Arachne 10
Kills: 22
Arachne's Brood 11
Kills: 250
Arachne's Keeper 5
Kills: 9
Broodmother 3
Kills: 4
Dasher Spider 8
Kills: 406
Gravel Skeleton 0
Kills: 3
Rain Slime 3
Kills: 7
Silverfish 9
Kills: 590
Spider Jockey 6
Kills: 66
Splitter Spider 8
Kills: 359
Voracious Spider 8
Kills: 483
Weaver Spider 7
Kills: 309
The End (0 / 9 max)
Dragon 4
Kills: 6
Enderman 10
Kills: 88
Endermite 4
Kills: 6
Endstone Protector 1
Kills: 1
Obsidian Defender 6
Kills: 12
Voidling Extremist 0
Kills: 0
Voidling Fanatic 0
Kills: 0
Watcher 9
Kills: 26
Zealot 12
Kills: 417
Crimson Isle (0 / 21 max)
Ashfang 0
Kills: 0
Barbarian Duke X 0
Kills: 0
Bladesoul 0
Kills: 0
Blaze 0
Kills: 0
Smoldering Blaze 0
Kills: 0
Millenia-Aged Blaze 0
Kills: 0
Flaming Spider 0
Kills: 0
Flare 0
Kills: 0
Ghast 0
Kills: 0
Mage Outlaw 1
Kills: 1
Magma Cube 0
Kills: 0
Magma Boss 0
Kills: 0
Matcho 0
Kills: 0
Mushroom Bull 0
Kills: 0
Pigman 0
Kills: 0
Wither Skeleton 0
Kills: 0
Wither Spectre 0
Kills: 0
Tentacle 0
Kills: 0
Vanquisher 0
Kills: 0
Kada Knight 0
Kills: 0
Magma Cube Rider 0
Kills: 0
Deep Caverns (0 / 6 max)
Emerald Slime 0
Kills: 8
Miner Skeleton 0
Kills: 2
Miner Zombie 0
Kills: 8
Redstone Pigman 0
Kills: 18
Sneaky Creeper 0
Kills: 0
Lapis Zombie 0
Kills: 3
Dwarven Mines (0 / 13 max)
Diamond Goblin 0
Kills: 0
Ghost 0
Kills: 0
Goblin 1
Kills: 9
Goblin Raiders 8
Kills: 35
Golden Goblin 2
Kills: 2
Ice Walker 6
Kills: 143
Powder Ghast 0
Kills: 0
Star Sentry 2
Kills: 4
Treasure Hoarder 0
Kills: 1
Glacite Bowman 0
Kills: 0
Glacite Caver 0
Kills: 0
Glacite Mage 0
Kills: 0
Glacite Mutt 0
Kills: 0
Crystal Hollows (0 / 9 max)
Thyst 2
Kills: 9
Worm 9
Kills: 26
Yog 3
Kills: 14
Sludge 5
Kills: 69
Automaton 4
Kills: 25
Butterfly 8
Kills: 48
Grunt 5
Kills: 26
§öBal 1
Kills: 1
Key Guardian 2
Kills: 2
The Park (0 / 3 max)
Howling Spirit 4
Kills: 34
Pack Spirit 4
Kills: 33
Soul of the Alpha 4
Kills: 11
Spooky Festival (0 / 5 max)
Grim Reaper 0
Kills: 0
Nightmare 0
Kills: 0
Phantom Fisher 0
Kills: 0
Scarecrow 0
Kills: 0
Werewolf 0
Kills: 0
Mythological Creatures (0 / 6 max)
Gaia Construct 0
Kills: 0
Minos Champion 0
Kills: 0
Minos Hunter 5
Kills: 8
Minos Inquisitor 0
Kills: 0
Minotaur 0
Kills: 0
Siamese Lynx 0
Kills: 0
Jerry (0 / 4 max)
Blue Jerry 0
Kills: 0
Golden Jerry 0
Kills: 0
Green Jerry 1
Kills: 3
Purple Jerry 0
Kills: 0
Kuudra (0 / 13 max)
Blazing Golem 0
Kills: 0
Blight 0
Kills: 0
Dropship 0
Kills: 0
Explosive Imp 0
Kills: 0
Inferno Magma Cube 0
Kills: 0
Kuudra Berserker 0
Kills: 0
Kuudra Follower 0
Kills: 0
Kuudra Knocker 0
Kills: 0
Kuudra Landmine 0
Kills: 0
Kuudra Slasher 0
Kills: 0
Magma Follower 0
Kills: 0
Wandering Blaze 0
Kills: 0
Wither Sentry 0
Kills: 0
Fishing (0 / 20 max)
Agarimoo 0
Kills: 0
Carrot King 0
Kills: 0
Catfish 0
Kills: 0
Deep Sea Protector 0
Kills: 0
Guardian Defender 0
Kills: 0
Night Squid 0
Kills: 0
Oasis Rabbit 0
Kills: 0
Oasis Sheep 0
Kills: 0
Poisoned Water Worm 0
Kills: 0
Rider of the Deep 0
Kills: 2
Sea Archer 0
Kills: 1
Sea Guardian 0
Kills: 0
Sea Leech 0
Kills: 0
Sea Walker 0
Kills: 0
Sea Witch 0
Kills: 1
Squid 0
Kills: 0
The Sea Emperor 0
Kills: 0
Water Hydra 0
Kills: 0
Water Worm 0
Kills: 0
Abyssal Miner 0
Kills: 0
Lava (0 / 13 max)
Fire Eel 0
Kills: 0
Flaming Worm 0
Kills: 0
Lava Blaze 0
Kills: 0
Lava Flame 0
Kills: 0
Lava Leech 0
Kills: 0
Lava Pigman 0
Kills: 0
Lord Jawbus 0
Kills: 0
Magma Slug 0
Kills: 0
Moogma 0
Kills: 0
Plhlegblast 0
Kills: 0
Pyroclastic Worm 0
Kills: 0
Taurus 0
Kills: 0
Thunder 0
Kills: 0
Fishing Festival (0 / 4 max)
Blue Shark 0
Kills: 0
Great White Shark 0
Kills: 0
Nurse Shark 0
Kills: 0
Tiger Shark 0
Kills: 0
Winter (0 / 6 max)
Frosty 0
Kills: 0
Frozen Steve 0
Kills: 0
Grinch 0
Kills: 0
Nutcracker 0
Kills: 0
Reindrake 0
Kills: 0
Yeti 0
Kills: 0
Catacombs (0 / 35 max)
Angry Archeologist 3
Kills: 3
Bat 1
Kills: 2
Cellar Spider 0
Kills: 0
Lonely Spider 4
Kills: 12
Crypt Dreadlord 7
Kills: 32
Crypt Lurker 9
Kills: 64
Crypt Souleater 4
Kills: 10
Fels 0
Kills: 0
Golem 0
Kills: 0
King Midas 0
Kills: 0
Lost Adventurer 7
Kills: 11
Mimic 0
Kills: 0
Scared Skeleton 1
Kills: 4
Shadow Assassin 3
Kills: 3
Skeleton Grunt 5
Kills: 20
Skeleton Lord 0
Kills: 0
Skeleton Master 5
Kills: 16
Skeleton Soldier 1
Kills: 29
Skeletor 3
Kills: 4
Sniper 1
Kills: 7
Super Archer 1
Kills: 1
Super Tank Zombie 4
Kills: 11
Tank Zombie 5
Kills: 26
Terracotta 0
Kills: 0
Undead 4
Kills: 35
Undead Skeleton 8
Kills: 45
Wither Guard 0
Kills: 0
Wither Husk 0
Kills: 0
Wither Miner 0
Kills: 0
Withermancer 0
Kills: 0
Zombie Commander 0
Kills: 0
Zombie Grunt 3
Kills: 14
Zombie Knight 4
Kills: 5
Zombie Lord 0
Kills: 0
Zombie Soldier 1
Kills: 25
Garden (0 / 10 max)
Beetle 11
Kills: 74
Cricket 10
Kills: 31
Earthworm 10
Kills: 30
Fly 10
Kills: 43
Locust 10
Kills: 26
Mite 10
Kills: 27
Mosquito 10
Kills: 32
Moth 8
Kills: 20
Rat 10
Kills: 30
Slug 9
Kills: 21

Collections

Maxed Collections: 64 / 84
farming (16 / 17 max)
Cocoa Beans 9
Amount: 2,406,118
Carrot 9
Amount: 2,159,508
Cactus 9
Amount: 1,099,004
Raw Chicken 9
Amount: 1
Sugar Cane 9
Amount: 84,145,561
Pumpkin 11
Amount: 3,959,581
Wheat 11
Amount: 2,801,311
Seeds 7
Amount: 2,331,639
Mushroom 9
Amount: 2,324,489
Raw Rabbit 9
Amount: 1
Nether Wart 12
Amount: 2,124,326
Mutton 10
Amount: 5
Melon 9
Amount: 88,254,873
Potato 9
Amount: 1,262,732
Leather 11
Amount: 0
Raw Porkchop 9
Amount: 0
Feather 9
Amount: 1
mining (21 / 25 max)
Lapis Lazuli 10
Amount: 272
Redstone 16
Amount: 1,254
Umber 5
Amount: 0
Coal 10
Amount: 8,767
Mycelium 10
Amount: 0
End Stone 10
Amount: 167
Nether Quartz 9
Amount: 4
Sand 7
Amount: 0
Iron Ingot 12
Amount: 816
Gemstone 11
Amount: 755,031
Tungsten 5
Amount: 0
Obsidian 10
Amount: 73
Diamond 9
Amount: 198
Cobblestone 10
Amount: 378
Glowstone Dust 7
Amount: 0
Gold Ingot 9
Amount: 5,714
Gravel 9
Amount: 0
Hard Stone 7
Amount: 43,280
Mithril 9
Amount: 22,352
Emerald 9
Amount: 211
Red Sand 3
Amount: 918
Ice 11
Amount: 1,152
Glacite 5
Amount: 0
Sulphur 9
Amount: 11,073,778
Netherrack 5
Amount: 16
combat (10 / 11 max)
Ender Pearl 9
Amount: 3,014
Chili Pepper 5
Amount: 49
Slimeball 9
Amount: 22,611,021
Magma Cream 8
Amount: 0
Ghast Tear 7
Amount: 0
Gunpowder 9
Amount: 1
Rotten Flesh 10
Amount: 369
Spider Eye 9
Amount: 12,094
Bone 10
Amount: 1,198
Blaze Rod 8
Amount: 3
String 9
Amount: 9,237
foraging max!
Acacia Wood 9
Amount: 9
Spruce Wood 9
Amount: 8
Jungle Wood 9
Amount: 17
Birch Wood 10
Amount: 4
Oak Wood 9
Amount: 9
Dark Oak Wood 9
Amount: 6
fishing (10 / 11 max)
Lily Pad 9
Amount: 1
Prismarine Shard 7
Amount: 22,521
Ink Sac 9
Amount: 0
Raw Fish 11
Amount: 449,259
Pufferfish 10
Amount: 96,946
Clownfish 9
Amount: 28,390
Raw Salmon 9
Amount: 187,123
Magmafish 10
Amount: 0
Prismarine Crystals 7
Amount: 22,336
Clay 6
Amount: 0
Sponge 9
Amount: 22,568
rift (1 / 6 max)
Wilted Berberis 4
Amount: 0
Living Metal Heart 3
Amount: 0
Caducous Stem 3
Amount: 0
Agaricus Cap 3
Amount: 0
Hemovibe 8
Amount: 0
Half-Eaten Carrot 2
Amount: 0
BOSS (0 / 8 max)
Bonzo 0
Amount: 3
Scarf 0
Amount: 1
Professor 0
Amount: 4
Thorn 0
Amount: 2
Livid 0
Amount: 0
Sadan 0
Amount: 0
Necron 0
Amount: 0
Kuudra 0
Amount: 0

Crimson Isle

Selected Faction: None
Mage Reputation: 0
Barbarian Reputation: 0

Rift

Motes: 80
Enigma Souls: 3 / 42
McGrubber's Burgers: 0 / 5

Timecharms

Timecharms obtained: 0

Supreme Timecharm
Not Obtained!
mrahcemiT esrevrorriM
Not Obtained!
Chicken N Egg Timecharm
Not Obtained!
SkyBlock Citizen Timecharm
Not Obtained!
Living Timecharm
Not Obtained!
Globulate Timecharm
Not Obtained!
Vampiric Timecharm
Not Obtained!

Miscellaneous

Essence
Ice
Amount: 19
Wither
Amount: 50
Spider
Amount: 221
Undead
Amount: 92
Diamond
Amount: 65
Dragon
Amount: 60
Gold
Amount: 21
Crimson
Amount: 0
Undead Shop

Boss Luck: 0
Looting: 0
Help of the Fairies: 0
Health Essence: 0
Defense Essence: 0
Strength Essence: 0
Intelligence Essence: 0
Critical Damage Essence: 0

Wither Shop

Forbidden Health: 0
Forbidden Defense: 0
Forbidden Speed: 0
Forbidden Intelligence: 0
Forbidden Strength: 0
Forbidden Blessing: 0

Dragon Shop

Zealuck: 0
Ender Training: 0
Infused Dragon: 0
Two-Headed Strike: 0
Rageborn: 0
Recharge: 0
One Punch: 0
Dragon Piper: 0

Spider Shop

Empowered Agility: 0
Bane: 0
Vermin Control: 0
Spider Training: 0

Ice Shop

Cold Efficiency: 0
Cooled Forges: 0
Frozen Skin: 0
Season of Joy: 0
Drake Piper: 0

Crimson Shop

Strongarm: 0
Fresh Tools: 0
Headstart: 0
Kuudra Master: 0
Fungus Fortuna: 0
Harena Fortuna: 0
Crimson Training: 0
Wither Piper: 0

Gold Shop

Heart of Gold: 0
Treasure of the Earth: 0
Dwarven Training: 0
Unbreaking: 0
Eager Miner: 0
Midas Lure: 0

Diamond Shop

Radiant Fisher: 0
Diamond in the Rough: 0
Rhinestone Infusion: 0
Under Pressure: 0
High Roller: 0
Return to Sender: 0

kills

Total Kills: 8,616
Total Deaths: 78

Kills
#1 
Minion Slime
4,011
#2 
Splitter Spider Silverfish
527
#3 
Voracious Spider
463
#4 
Dasher Spider
380
#5 
Splitter Spider
340
#6 
Weaver Spider
295
#7 
Zealot
202
#8 
Zealot Bruiser
187
#9 
Ice Walker
141
#10 
Arachne Brood
108
Deaths
#1 
Void
11
#2 
Inferno Blaze
10
#3 
Automaton
8
#4 
Yog
4
#5 
Team Treasurite Corleone
3
#6 
Crypt Dreadlord
3
#7 
Skeletor
3
#8 
Zealot Bruiser
2
#9 
Fire
2
#10 
Caverns Ghost
2
Gifts

Gifts Given: 39
Gifts Received: 68

Dragons

Most Damage: 128,899
Fastest Kill: 4.300s
Last Hits: 0
Deaths: 1

Damage

Highest Critical Damage: 201,939.039

Pet milestones

Sea Creatures Killed: 0
Ores Mined: 6,128

Mythological Event

Kills: 5

Profile upgrades

Island Size: 7 / 10
Minion Slots: 5 / 5
Guests Count: 1 / 5
Coop Slots: 0 / 3
Coins Allowance: 5 / 5

Auctions sold

Fees: 7,234,448
Coins Earned: 360,084,910
Items Sold: 88

Auctions bought

Bids: 103
Highest Bid: 43,000,000
Won: 103
Coins Spent: 482,373,413
Items Bought: 160

Claimed items

Free Booster Cookie: a year ago
Scorpius Bribe (year 240): 2 years ago

Uncategorized

Bank cooldown: 20 minutes